{"id":186945,"date":"\u0645\u0646\u0630 2 hours","date_gmt":"2026-10-11T13:48:05","guid":{"rendered":"https:\/\/economyplusme.com\/?p=186945"},"modified":"2026-10-11T16:48:05","modified_gmt":"2026-10-11T13:48:05","slug":"%d8%ae%d8%b7%d9%88%d8%a9-%d8%aa%d9%83%d8%b3%d8%b1-%d8%a7%d9%84%d8%ac%d9%85%d9%88%d8%af-%d8%a3%d9%8a%d9%86-%d9%8a%d9%82%d9%81-%d8%a8%d9%86%d9%83-%d8%a7%d9%84%d9%82%d8%a7%d9%87%d8%b1%d8%a9-%d8%a8","status":"publish","type":"post","link":"https:\/\/economyplusme.com\/en\/186945\/","title":"\u062e\u0637\u0648\u0629 \u062a\u0643\u0633\u0631 \u0627\u0644\u062c\u0645\u0648\u062f.. \u0623\u064a\u0646 \u064a\u0642\u0641 \"\u0628\u0646\u0643 \u0627\u0644\u0642\u0627\u0647\u0631\u0629\" \u0628\u064a\u0646 \u0645\u0646\u0627\u0641\u0633\u064a\u0647 \u0641\u064a \u0627\u0644\u0628\u0648\u0631\u0635\u0629\u061f","content":"

\u0643\u062a\u0628: \u0645\u062d\u0645\u062f \u063a\u0646\u064a\u0645 \u2013 \u0641\u0627\u0637\u0645\u0629 \u064a\u062d\u064a\u0649<\/strong><\/h4>\n

\u0645\u0639 \u0625\u0639\u0644\u0627\u0646 \u0628\u0646\u0643 \u0627\u0644\u0642\u0627\u0647\u0631\u0629 \u062e\u0637\u0629 \u0637\u0631\u062d 30% \u0645\u0646 \u0623\u0633\u0647\u0645\u0647 \u0641\u064a \u0627\u0644\u0628\u0648\u0631\u0635\u0629 \u0627\u0644\u0645\u0635\u0631\u064a\u0629\u060c \u0628\u0639\u062f \u0633\u0646\u0648\u0627\u062a \u0645\u0646 \u0627\u0644\u062a\u0631\u0642\u0628 \u0644\u0647\u0630\u0647 \u0627\u0644\u062e\u0637\u0648\u0629\u060c \u062a\u062a\u062c\u0647 \u0627\u0644\u0623\u0646\u0638\u0627\u0631 \u0625\u0644\u0649 \u062a\u0637\u0648\u0631 \u0623\u062f\u0627\u0621 \u0627\u0644\u0628\u0646\u0643 \u062e\u0644\u0627\u0644 \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u0623\u062e\u064a\u0631\u0629\u060c \u0645\u0646 \u062d\u064a\u062b \u0646\u0645\u0648 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0648\u0627\u0644\u0642\u0631\u0648\u0636 \u0648\u0627\u0644\u0648\u062f\u0627\u0626\u0639\u060c \u0648\u0642\u062f\u0631\u062a\u0647 \u0639\u0644\u0649 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0648\u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0648\u062f\u0639\u064a\u0646\u060c \u0641\u0636\u0644\u0627 \u0639\u0646 \u0648\u0636\u0639\u0647 \u0627\u0644\u062a\u0646\u0627\u0641\u0633\u064a \u0628\u064a\u0646 \u0628\u0627\u0642\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0642\u064a\u062f\u0629 \u0641\u064a \u0627\u0644\u0633\u0648\u0642.<\/p>\n

\u062a\u0643\u0634\u0641 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u0623\u0639\u0644\u0646\u0647\u0627 \u0627\u0644\u0628\u0646\u0643 \u0639\u0646 \u0646\u0645\u0648 \u0645\u0644\u062d\u0648\u0638 \u0641\u064a \u0639\u062f\u062f \u0645\u0646 \u0645\u0624\u0634\u0631\u0627\u062a\u0647\u060c \u0648\u0635\u0648\u0644\u064b\u0627 \u0625\u0644\u0649 \u0646\u0647\u0627\u064a\u0629 \u064a\u0648\u0646\u064a\u0648 2026\u060c \u0628\u0627\u0644\u062a\u0632\u0627\u0645\u0646 \u0645\u0639 \u0627\u0644\u062a\u0648\u0633\u0639 \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0648\u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629.<\/p>\n

\u064a\u0645\u062b\u0644 \u0637\u0631\u062d \u0623\u0633\u0647\u0645 \u0628\u0646\u0643 \u0627\u0644\u0642\u0627\u0647\u0631\u0629 \u0641\u064a \u0627\u0644\u0628\u0648\u0631\u0635\u0629<\/a><\/span> \u062e\u0637\u0648\u0629 \u062a\u0643\u0633\u0631 \u062d\u0627\u0644\u0629 \u0627\u0644\u062c\u0645\u0648\u062f \u0627\u0644\u062a\u064a \u0633\u064a\u0637\u0631\u062a \u0639\u0644\u0649 \u0633\u0647\u0645 \u0627\u0644\u0628\u0646\u0643 \u0645\u0646\u0630 \u0646\u062d\u0648 20 \u0639\u0627\u0645\u0627\u064b\u060c \u0647\u0627\u0646\u064a \u062c\u0646\u064a\u0646\u0629\u060c \u0631\u0626\u064a\u0633 \u0642\u0633\u0645 \u0627\u0644\u0628\u062d\u0648\u062b \u0628\u0634\u0631\u0643\u0629 \u0627\u0644\u0623\u0647\u0644\u064a \u0641\u0627\u0631\u0648\u0633.<\/p>\n

\u0623\u0636\u0627\u0641 \u0623\u0646 \u0627\u0644\u0623\u0647\u0645 \u0645\u0646 \u062d\u062c\u0645 \u0627\u0644\u0637\u0631\u062d \u0646\u0641\u0633\u0647 \u064a\u0643\u0645\u0646 \u0641\u064a \u0627\u0644\u0631\u0633\u0627\u0644\u0629 \u0627\u0644\u0642\u0648\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u0631\u0633\u0644\u0647\u0627 \u0628\u0623\u0646 \u0645\u0635\u0631 \u0645\u0644\u062a\u0632\u0645\u0629 \u0648\u062c\u0627\u062f\u0629 \u0641\u064a \u062a\u0646\u0641\u064a\u0630 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0637\u0631\u0648\u062d\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629.<\/p>\n

\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0633\u0647\u0645 \u0648\u0645\u0636\u0627\u0639\u0641\u0627\u062a \u0627\u0644\u0631\u0628\u062d\u064a\u0629<\/strong><\/span><\/h4>\n

\u0623\u0634\u0627\u0631 \u062c\u0646\u064a\u0646\u0629 \u0625\u0644\u0649 \u0623\u0646 \u0627\u0644\u0628\u0646\u0643 \u064a\u064f\u062a\u062f\u0627\u0648\u0644 \u062a\u0642\u0631\u064a\u0628\u0627\u064b \u0639\u0646\u062f \u0642\u064a\u0645\u062a\u0647 \u0627\u0644\u0639\u0627\u062f\u0644\u0629\u060c \u0628\u0645\u0636\u0627\u0639\u0641 \u0642\u064a\u0645\u0629 \u062f\u0641\u062a\u0631\u064a\u0629 \u064a\u0628\u0644\u063a \u0646\u062d\u0648 1.2 \u0645\u0631\u0629\u060c \u0648\u0628\u0627\u0641\u062a\u0631\u0627\u0636 \u0623\u0631\u0628\u0627\u062d \u0627\u0644\u0646\u0635\u0641 \u0627\u0644\u0623\u0648\u0644 \u0645\u0646 \u0639\u0627\u0645 2026 \u0648\u0645\u0636\u0627\u0639\u0641\u062a\u0647\u0627\u060c \u064a\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0633\u0647\u0645 \u0639\u0646\u062f \u0645\u0636\u0627\u0639\u0641 \u0631\u0628\u062d\u064a\u0629 \u064a\u0628\u0644\u063a \u0646\u062d\u0648 4.5 \u0645\u0631\u0629.<\/p>\n

\"\u0639\u0646\u062f \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0646\u0643 \u0627\u0644\u0642\u0627\u0647\u0631\u0629 \u0628\u063a\u064a\u0631\u0647 \u0645\u0646 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u060c \u064a\u0628\u0631\u0632 \u0627\u0644\u062a\u0628\u0627\u064a\u0646 \u0641\u064a \u0627\u0644\u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0645\u0639 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0643\u0628\u0631\u0649 \u0645\u062b\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0627\u0644\u062f\u0648\u0644\u064a \u0645\u0635\u0631 -CIB\"\u0648\"\u0645\u0635\u0631\u0641 \u0623\u0628\u0648\u0638\u0628\u064a \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\"\u060c \u062d\u064a\u062b \u062a\u062a\u062f\u0627\u0648\u0644 \u0639\u0646\u062f \u0645\u0636\u0627\u0639\u0641 \u0642\u064a\u0645\u0629 \u062f\u0641\u062a\u0631\u064a\u0629 \u0623\u0639\u0644\u0649 \u0645\u0631\u062a\u064a\u0646 \u062a\u0642\u0631\u064a\u0628\u0627\u064b \u0644\u0643\u0646\u0647\u0627 \u062a\u062d\u0642\u0642 \u0639\u0627\u0626\u062f\u0627\u064b \u0623\u0639\u0644\u0649 \u0628\u0643\u062b\u064a\u0631 \u0639\u0644\u0649 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0646 (ROE) \u064a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 35% \u064840%\"\u0648\u0641\u0642\u0627 \u0644\u0645\u0627 \u0642\u0627\u0644 \u062c\u0646\u064a\u0646\u0629 \u0644\u0640\"\u0625\u064a\u0643\u0648\u0646\u0648\u0645\u064a \u0628\u0644\u0633\".<\/p>\n

\u0623\u0636\u0627\u0641 \u0623\u0646\u0647 \u064a\u062a\u0645 \u062a\u0642\u064a\u064a\u0651\u0645 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0628\u0646\u0648\u0643 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0642\u062f\u0631\u062a\u0647\u0627 \u0639\u0644\u0649 \u062a\u062d\u0642\u064a\u0642 \u0623\u0631\u0628\u0627\u062d \u0648\u0639\u0627\u0626\u062f \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u064a\u062a\u0641\u0648\u0642 \u0639\u0644\u0649 \u0627\u0644\u0641\u0631\u0635 \u0627\u0644\u0628\u062f\u064a\u0644\u0629\u060c \u0648\u0647\u0648 \u0645\u0627 \u064a\u0641\u0633\u0631 \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u0631\u062a\u0641\u0639 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0623\u0643\u062b\u0631 \u0646\u0634\u0627\u0637\u0627\u064b \u0641\u064a \u062a\u0648\u0644\u064a\u062f \u0627\u0644\u0639\u0627\u0626\u062f.<\/p>\n

\u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u0647\u064a\u0643\u0644\u064a\u0629 \u0644\u0628\u0646\u0643 \u0627\u0644\u0642\u0627\u0647\u0631\u0629<\/strong><\/span><\/h4>\n

\u0623\u0648\u0636\u062d \u0631\u0626\u064a\u0633 \u0642\u0633\u0645 \u0627\u0644\u0628\u062d\u0648\u062b \u0628\u0627\u0644\u0623\u0647\u0644\u064a \u0641\u0627\u0631\u0648\u0633 \u0623\u0646 \u0628\u0646\u0643 \u0627\u0644\u0642\u0627\u0647\u0631\u0629 \u064a\u062d\u0642\u0642 \u0639\u0627\u0626\u062f\u0627\u064b \u062c\u064a\u062f\u0627\u064b \u0639\u0644\u0649 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0646 \u0628\u0646\u062d\u0648 22%\u060c \u0625\u0644\u0627 \u0623\u0646\u0647 \u064a\u0648\u0627\u062c\u0647 \u0628\u0639\u0636 \"\u0627\u0644\u0623\u0639\u0628\u0627\u0621\" \u0646\u062a\u064a\u062c\u0629 \u0627\u0631\u062a\u0641\u0627\u0639 \u0646\u0633\u0628\u0629 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0625\u0644\u0649 \u0627\u0644\u062f\u062e\u0644 (Cost to Income Ratio)\u060c \u0648\u062a\u062d\u062f\u064a\u062f\u0627\u064b \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062b\u0627\u0628\u062a\u0629 \u0648\u0627\u0644\u0645\u0631\u062a\u0628\u0627\u062a \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0628\u0639\u0636 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629.<\/p>\n

\u0623\u0634\u0627\u0631 \u0625\u0644\u0649 \u0623\u0646 \u0628\u0646\u0643 \u0627\u0644\u0642\u0627\u0647\u0631\u0629 \u0642\u0631\u064a\u0628 \u0646\u0633\u0628\u064a\u0627\u064b \u0641\u064a \u062a\u0642\u064a\u064a\u0645\u0627\u062a\u0647 \u0648\u0645\u0636\u0627\u0639\u0641\u0627\u062a\u0647 \u0645\u0646 \u0628\u0646\u0648\u0643 \u0645\u062b\u0644 \"\u0627\u0644\u0645\u0635\u0631\u0641 \u0627\u0644\u0645\u062a\u062d\u062f\" \u0648\"\u0643\u0631\u064a\u062f\u064a \u0623\u062c\u0631\u064a\u0643\u0648\u0644\"\u060c \u0644\u0627 \u0633\u064a\u0645\u0627 \u0648\u0623\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0630\u0627\u062a \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629 \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0627\u0644\u062a\u0627\u0631\u064a\u062e\u064a\u0629 \u062a\u0633\u064a\u0631 \u0628\u0645\u0639\u062f\u0644\u0627\u062a \u0646\u0645\u0648 \u0645\u062a\u0648\u0627\u0641\u0642\u0629 \u0645\u0639 \u0627\u0644\u0646\u0627\u062a\u062c \u0627\u0644\u0645\u062d\u0644\u064a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a.<\/p>\n

\u0628\u064a\u0646\u0645\u0627 \u062a\u0639\u062a\u0645\u062f \u0628\u0646\u0648\u0643 \u0645\u062b\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0627\u0644\u062f\u0648\u0644\u064a \u0648 \u0623\u0628\u0648 \u0638\u0628\u064a \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0639\u0644\u0649 \u0633\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u062a\u0648\u0633\u0639 \u0648\u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u062d\u0635\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629 \u062e\u0627\u0635\u0629 \u0641\u064a \u0642\u0637\u0627\u0639 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0647\u0648 \u0627\u0644\u0623\u0643\u062b\u0631 \u0631\u0628\u062d\u064a\u0629\u060c \u0628\u064a\u0646\u0645\u0627 \u062a\u062a\u0633\u0645 \u0628\u0646\u0648\u0643 \u0623\u062e\u0631\u0649 \u0645\u062b\u0644 \"\u0643\u0631\u064a\u062f\u064a \u0623\u062c\u0631\u064a\u0643\u0648\u0644\" \u0628\u0627\u0644\u062a\u062d\u0641\u0638 \u0644\u062d\u0645\u0627\u064a\u0629 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0648\u062a\u062c\u0646\u0628 \u0627\u0644\u0645\u062e\u0627\u0637\u0631.<\/p>\n

\u0627\u0644\u0622\u0641\u0627\u0642 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629 \u0628\u0639\u062f \u0627\u0644\u0637\u0631\u062d<\/strong><\/span><\/h4>\n

\u064a\u0624\u0643\u062f \u062c\u0646\u064a\u0646\u0629 \u0623\u0646 \u0637\u0631\u062d 30% \u0645\u0646 \u0623\u0633\u0647\u0645 \u0628\u0646\u0643 \u0627\u0644\u0642\u0627\u0647\u0631\u0629<\/a><\/span> \u0641\u064a \u0627\u0644\u0628\u0648\u0631\u0635\u0629 \u0633\u064a\u0633\u0647\u0645 \u0641\u064a \u062e\u0644\u0642 \u0647\u064a\u0643\u0644 \u0645\u0633\u0627\u0647\u0645\u064a\u0646 \u0623\u0643\u062b\u0631 \u0646\u0634\u0627\u0637\u0627\u064b\u060c \u0648\u062f\u062e\u0648\u0644 \u0645\u0624\u0633\u0633\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0648\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u062a\u0645\u0646\u062d \u0635\u0648\u062a\u0627\u064b \u0623\u0639\u0644\u0649 \u0644\u062a\u0639\u0632\u064a\u0632 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0646\u0645\u0648\u060c \u0648\u062f\u0641\u0639 \u0627\u0644\u0628\u0646\u0643 \u0646\u062d\u0648 \u062a\u0639\u0638\u064a\u0645 \u0627\u0644\u0639\u0627\u0626\u062f \u0627\u0644\u0645\u0633\u062a\u0647\u062f\u0641 \u0645\u0646 \u0627\u0644\u0637\u0631\u062d.<\/p>\n

\u0643\u064a\u0641 \u062a\u062d\u0631\u0643\u062a \u0623\u0631\u0642\u0627\u0645 \u0627\u0644\u0628\u0646\u0643 \u0641\u064a 5 \u0633\u0646\u0648\u0627\u062a\u061f<\/strong><\/span><\/h4>\n

\u062d\u0642\u0642 \u0628\u0646\u0643 \u0627\u0644\u0642\u0627\u0647\u0631\u0629 \u0635\u0627\u0641\u064a \u0623\u0631\u0628\u0627\u062d \u0628\u0639\u062f \u0627\u0644\u0636\u0631\u0627\u0626\u0628 \u0628\u0644\u063a 8.9 \u0645\u0644\u064a\u0627\u0631 \u062c\u0646\u064a\u0647 \u062e\u0644\u0627\u0644 \u0627\u0644\u0646\u0635\u0641 \u0627\u0644\u0623\u0648\u0644 \u0645\u0646 2026\u060c \u0641\u064a\u0645\u0627 \u0633\u062c\u0644 \u0635\u0627\u0641\u064a \u0627\u0644\u062f\u062e\u0644 \u0645\u0646 \u0627\u0644\u0639\u0627\u0626\u062f 18.8 \u0645\u0644\u064a\u0627\u0631 \u062c\u0646\u064a\u0647\u060c \u0648\u0635\u0627\u0641\u064a \u0627\u0644\u062f\u062e\u0644 \u0645\u0646 \u0627\u0644\u0623\u062a\u0639\u0627\u0628 \u0648\u0627\u0644\u0639\u0645\u0648\u0644\u0627\u062a 3.4 \u0645\u0644\u064a\u0627\u0631 \u062c\u0646\u064a\u0647.<\/p>\n

\u0635\u0627\u0641\u064a \u0627\u0644\u062f\u062e\u0644 \u0645\u0646 \u0627\u0644\u0639\u0627\u0626\u062f \u064a\u0645\u062b\u0644 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0645\u0627 \u064a\u062d\u0635\u0644 \u0639\u0644\u064a\u0647 \u0627\u0644\u0628\u0646\u0643 \u0645\u0646 \u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0642\u0631\u0648\u0636 \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a\u060c \u0648\u0645\u0627 \u064a\u062f\u0641\u0639\u0647 \u0639\u0644\u0649 \u0627\u0644\u0648\u062f\u0627\u0626\u0639 \u0648\u0627\u0644\u062a\u0645\u0648\u064a\u0644.
\n\u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 \u0645\u0646 2021 \u0625\u0644\u0649 2025\u060c \u0627\u0631\u062a\u0641\u0639 \u0635\u0627\u0641\u064a \u0627\u0644\u062f\u062e\u0644 \u0645\u0646 \u0627\u0644\u0639\u0627\u0626\u062f \u0628\u0645\u0639\u062f\u0644 \u0646\u0645\u0648 \u0633\u0646\u0648\u064a \u0645\u0631\u0643\u0628 \u0628\u0644\u063a 35%\u060c \u0644\u064a\u0635\u0644 \u0625\u0644\u0649 35 \u0645\u0644\u064a\u0627\u0631 \u062c\u0646\u064a\u0647 \u0641\u064a 2025\u060c \u0628\u064a\u0646\u0645\u0627 \u0632\u0627\u062f\u062a \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0628\u0639\u062f \u0627\u0644\u0636\u0631\u0627\u0626\u0628 \u0628\u0645\u0639\u062f\u0644 45.9%\u060c \u0644\u062a\u0628\u0644\u063a 16.1 \u0645\u0644\u064a\u0627\u0631 \u062c\u0646\u064a\u0647.<\/p>\n

\u0648\u0645\u0639\u062f\u0644 \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0645\u0631\u0643\u0628 \u064a\u0639\u0628\u0631 \u0639\u0646 \u0645\u062a\u0648\u0633\u0637 \u0627\u0644\u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a\u0629 \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0645\u0639\u064a\u0646\u0629\u060c \u0645\u0639 \u0627\u062d\u062a\u0633\u0627\u0628 \u062a\u0631\u0627\u0643\u0645 \u0627\u0644\u0646\u0645\u0648 \u0645\u0646 \u0633\u0646\u0629 \u0625\u0644\u0649 \u0623\u062e\u0631\u0649.
\n\u0643\u0645\u0627 \u0627\u0631\u062a\u0641\u0639 \u0635\u0627\u0641\u064a \u0647\u0627\u0645\u0634 \u0627\u0644\u0639\u0627\u0626\u062f \u0645\u0646 4.9% \u0641\u064a 2021 \u0625\u0644\u0649 7.3% \u0641\u064a 2025\u060c \u062b\u0645 \u0625\u0644\u0649 7.4% \u062e\u0644\u0627\u0644 \u0627\u0644\u0646\u0635\u0641 \u0627\u0644\u0623\u0648\u0644 \u0645\u0646 2026\u060c \u0641\u064a\u0645\u0627 \u0628\u0644\u063a \u0627\u0644\u0639\u0627\u0626\u062f \u0639\u0644\u0649 \u0645\u062a\u0648\u0633\u0637 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 27.6% \u062e\u0644\u0627\u0644 \u0627\u0644\u0646\u0635\u0641 \u0627\u0644\u0623\u0648\u0644 \u0645\u0646 \u0627\u0644\u0639\u0627\u0645.<\/p>\n

\u0648\u064a\u0648\u0636\u062d \u0635\u0627\u0641\u064a \u0647\u0627\u0645\u0634 \u0627\u0644\u0639\u0627\u0626\u062f \u0645\u062f\u0649 \u0645\u0627 \u064a\u062d\u0642\u0642\u0647 \u0627\u0644\u0628\u0646\u0643 \u0645\u0646 \u062f\u062e\u0644 \u0635\u0627\u0641\u064d \u0645\u0646 \u0627\u0644\u0642\u0631\u0648\u0636 \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u062a\u064a \u062a\u062f\u0631 \u0639\u0627\u0626\u062f\u064b\u0627.<\/p>\n

\u0623\u0645\u0627 \u0627\u0644\u0639\u0627\u0626\u062f \u0639\u0644\u0649 \u0645\u062a\u0648\u0633\u0637 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0641\u064a\u0648\u0636\u062d \u0645\u0642\u062f\u0627\u0631 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0627\u0644\u062a\u064a \u064a\u062d\u0642\u0642\u0647\u0627 \u0627\u0644\u0628\u0646\u0643 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0645\u062a\u0648\u0633\u0637 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0645\u0644\u0648\u0643\u0629 \u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0647.<\/p>\n

\u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0642\u0631\u0648\u0636 \u062a\u0642\u0641\u0632 \u0628\u0640155%<\/strong> <\/span><\/h4>\n

\u0627\u0631\u062a\u0641\u0639\u062a \u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0642\u0631\u0648\u0636 \u0644\u062f\u0649 \u0628\u0646\u0643 \u0627\u0644\u0642\u0627\u0647\u0631\u0629 \u0645\u0646 109.7 \u0645\u0644\u064a\u0627\u0631 \u062c\u0646\u064a\u0647 \u0628\u0646\u0647\u0627\u064a\u0629 2021 \u0625\u0644\u0649 280.3 \u0645\u0644\u064a\u0627\u0631 \u062c\u0646\u064a\u0647 \u0641\u064a \u064a\u0648\u0646\u064a\u0648 2026\u060c \u0628\u0632\u064a\u0627\u062f\u0629 \u062a\u0631\u0627\u0643\u0645\u064a\u0629 \u0628\u0644\u063a\u062a \u0646\u062d\u0648 155.5%\u060c \u0628\u064a\u0646\u0645\u0627 \u0646\u0645\u062a \u0627\u0644\u0648\u062f\u0627\u0626\u0639 \u0645\u0646 198.7 \u0645\u0644\u064a\u0627\u0631 \u062c\u0646\u064a\u0647 \u0625\u0644\u0649 443.9 \u0645\u0644\u064a\u0627\u0631 \u062c\u0646\u064a\u0647 \u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 \u0646\u0641\u0633\u0647\u0627.<\/p>\n

\u0628\u0644\u063a \u0625\u062c\u0645\u0627\u0644\u064a \u0623\u0635\u0648\u0644 \u0628\u0646\u0643 \u0627\u0644\u0642\u0627\u0647\u0631\u0629 561.2 \u0645\u0644\u064a\u0627\u0631 \u062c\u0646\u064a\u0647 \u0628\u0646\u0647\u0627\u064a\u0629 \u064a\u0648\u0646\u064a\u0648 2026\u060c \u0641\u064a\u0645\u0627 \u0648\u0635\u0644\u062a \u0627\u0644\u0642\u0631\u0648\u0636 \u0625\u0644\u0649 280.3 \u0645\u0644\u064a\u0627\u0631 \u062c\u0646\u064a\u0647\u060c \u0648\u0627\u0644\u0648\u062f\u0627\u0626\u0639 \u0625\u0644\u0649 443.9 \u0645\u0644\u064a\u0627\u0631 \u062c\u0646\u064a\u0647\u060c \u0648\u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0625\u0644\u0649 66.8 \u0645\u0644\u064a\u0627\u0631 \u062c\u0646\u064a\u0647.<\/p>\n

\u0643\u0645\u0627 \u0632\u0627\u062f\u062a \u062d\u0635\u0629 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u062c\u0627\u0631\u064a\u0629 \u0648\u0627\u0644\u062a\u0648\u0641\u064a\u0631 \u0625\u0644\u0649 53.4% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0648\u062f\u0627\u0626\u0639 \u0628\u0646\u0647\u0627\u064a\u0629 \u064a\u0648\u0646\u064a\u0648 2026\u060c \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u064035.2% \u0641\u064a 2017\u060c \u0645\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0623\u0635\u0628\u062d\u062a \u062a\u0645\u062b\u0644 \u062c\u0632\u0621\u064b\u0627 \u0623\u0643\u0628\u0631 \u0645\u0646 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0648\u062f\u0639\u0629 \u0644\u062f\u0649 \u0627\u0644\u0628\u0646\u0643.<\/p>\n

\u062c\u0648\u062f\u0629 \u0627\u0644\u0642\u0631\u0648\u0636 \u0648\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u062a\u0634\u063a\u064a\u0644<\/strong><\/span><\/h4>\n

\u062a\u0631\u0627\u062c\u0639\u062a \u0646\u0633\u0628\u0629 \u0627\u0644\u0642\u0631\u0648\u0636 \u063a\u064a\u0631 \u0627\u0644\u0645\u0646\u062a\u0638\u0645\u0629 \u0625\u0644\u0649 3.7% \u0628\u0646\u0647\u0627\u064a\u0629 \u064a\u0648\u0646\u064a\u0648 2026\u060c \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u06405% \u0641\u064a 2017\u060c \u0648\u0627\u0646\u062e\u0641\u0636\u062a \u0625\u0644\u0649 2.5% \u0639\u0646\u062f \u0627\u0633\u062a\u0628\u0639\u0627\u062f \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0642\u062f\u064a\u0645\u0629\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0628\u0646\u0643.<\/p>\n

\u064a\u0634\u0627\u0631 \u0625\u0644\u0649 \u0623\u0646 \u0627\u0644\u0642\u0631\u0648\u0636 \u063a\u064a\u0631 \u0627\u0644\u0645\u0646\u062a\u0638\u0645\u0629 \u0647\u064a \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u062a\u064a \u064a\u0648\u0627\u062c\u0647 \u0623\u0635\u062d\u0627\u0628\u0647\u0627 \u0635\u0639\u0648\u0628\u0627\u062a \u0641\u064a \u0627\u0644\u0633\u062f\u0627\u062f\u060c \u0648\u0627\u0646\u062e\u0641\u0627\u0636 \u0646\u0633\u0628\u062a\u0647\u0627 \u064a\u0634\u064a\u0631 \u0639\u0645\u0648\u0645\u064b\u0627 \u0625\u0644\u0649 \u062a\u062d\u0633\u0646 \u062c\u0648\u062f\u0629 \u0627\u0644\u0642\u0631\u0648\u0636.<\/p>\n

\u0643\u0645\u0627 \u062a\u0631\u0627\u062c\u0639\u062a \u0646\u0633\u0628\u0629 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0625\u0644\u0649 \u0627\u0644\u062f\u062e\u0644 \u0625\u0644\u0649 35.9% \u0641\u064a \u064a\u0648\u0646\u064a\u0648 2026\u060c \u0645\u0642\u0627\u0628\u0644 48.7% \u0641\u064a 2017\u060c \u0645\u0627 \u064a\u0634\u064a\u0631 \u0625\u0644\u0649 \u0623\u0646 \u0627\u0644\u0628\u0646\u0643 \u0623\u0635\u0628\u062d \u064a\u0646\u0641\u0642 \u0646\u0633\u0628\u0629 \u0623\u0642\u0644 \u0645\u0646 \u062f\u062e\u0644\u0647 \u0644\u062a\u063a\u0637\u064a\u0629 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u0634\u063a\u064a\u0644.<\/p>\n

\u0648\u0633\u062c\u0644 \u0645\u0639\u062f\u0644 \u0643\u0641\u0627\u064a\u0629 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 22.1% \u0628\u0646\u0647\u0627\u064a\u0629 \u064a\u0648\u0646\u064a\u0648 2026\u060c \u0648\u064a\u0642\u064a\u0633 \u0647\u0630\u0627 \u0627\u0644\u0645\u0624\u0634\u0631 \u0642\u062f\u0631\u0629 \u0627\u0644\u0628\u0646\u0643 \u0639\u0644\u0649 \u0645\u0648\u0627\u062c\u0647\u0629 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0648\u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0645\u062a\u0627\u062d \u0644\u062f\u064a\u0647.<\/p>\n

\u0639\u0644\u0649 \u0635\u0639\u064a\u062f \u0627\u0644\u0633\u064a\u0648\u0644\u0629\u060c \u0633\u062c\u0644 \u0628\u0646\u0643 \u0627\u0644\u0642\u0627\u0647\u0631\u0629 \u0646\u0633\u0628\u0629 \u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0633\u064a\u0648\u0644\u0629 841%\u060c \u0645\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0633\u0627\u0626\u0644\u0629 \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u062c\u0648\u062f\u0629 \u0644\u062f\u064a\u0647 \u062a\u0639\u0627\u062f\u0644 \u0646\u062d\u0648 8.4 \u0645\u0631\u0629 \u0635\u0627\u0641\u064a \u0627\u0644\u062a\u062f\u0641\u0642\u0627\u062a \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0627\u0644\u062e\u0627\u0631\u062c\u0629 \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629 \u062e\u0644\u0627\u0644 30 \u064a\u0648\u0645\u064b\u0627\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0631\u0642\u0627\u0628\u064a\u0629.<\/p>\n

\u0648\u062a\u0642\u064a\u0633 \u0646\u0633\u0628\u0629 \u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0642\u062f\u0631\u0629 \u0627\u0644\u0628\u0646\u0643 \u0639\u0644\u0649 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0644\u0627\u0632\u0645\u0629 \u0644\u0645\u0648\u0627\u062c\u0647\u0629 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0642\u0635\u064a\u0631\u0629 \u0627\u0644\u0623\u062c\u0644\u060c \u062d\u062a\u0649 \u0641\u064a \u0638\u0631\u0648\u0641 \u0627\u0644\u0636\u063a\u0637 \u0627\u0644\u0645\u0627\u0644\u064a.<\/p>\n

\u0645\u0644\u064a\u0648\u0646 \u0639\u0645\u064a\u0644 \"\u0631\u0642\u0645\u064a\"<\/strong> <\/span><\/h4>\n

\u0639\u0644\u0649 \u0635\u0639\u064a\u062f \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u0627\u0631\u062a\u0641\u0639 \u0639\u062f\u062f \u0645\u0633\u062a\u062e\u062f\u0645\u064a \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0644\u062f\u0649 \u0628\u0646\u0643 \u0627\u0644\u0642\u0627\u0647\u0631\u0629 \u0625\u0644\u0649 \u0645\u0644\u064a\u0648\u0646 \u0639\u0645\u064a\u0644 \u0628\u0646\u0647\u0627\u064a\u0629 \u064a\u0648\u0646\u064a\u0648 2026\u060c \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0640300 \u0623\u0644\u0641 \u0639\u0645\u064a\u0644 \u0628\u0646\u0647\u0627\u064a\u0629 2021\u060c \u0641\u064a\u0645\u0627 \u0628\u0644\u063a\u062a \u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0646\u0641\u0630\u0629 \u0639\u0628\u0631 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 24.5 \u0645\u0644\u064a\u0627\u0631 \u062c\u0646\u064a\u0647 \u062e\u0644\u0627\u0644 \u0627\u0644\u0646\u0635\u0641 \u0627\u0644\u0623\u0648\u0644 \u0645\u0646 \u0627\u0644\u0639\u0627\u0645.<\/p>\n

\u0648\u0633\u062c\u0644\u062a \u062e\u062f\u0645\u0629 \u00ab\u0642\u0627\u0647\u0631\u0629 \u0643\u0627\u0634\u00bb 471 \u0623\u0644\u0641 \u0639\u0645\u064a\u0644\u060c \u0648\u0646\u0641\u0630\u062a \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0628\u0642\u064a\u0645\u0629 10.2 \u0645\u0644\u064a\u0627\u0631 \u062c\u0646\u064a\u0647 \u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 \u0646\u0641\u0633\u0647\u0627.<\/p>\n

\u0643\u0630\u0644\u0643 \u0627\u0631\u062a\u0641\u0639 \u0635\u0627\u0641\u064a \u0627\u0644\u062f\u062e\u0644 \u0645\u0646 \u0627\u0644\u0623\u062a\u0639\u0627\u0628 \u0648\u0627\u0644\u0639\u0645\u0648\u0644\u0627\u062a \u0625\u0644\u0649 6.5 \u0645\u0644\u064a\u0627\u0631 \u062c\u0646\u064a\u0647 \u0641\u064a 2025\u060c \u0645\u0642\u0627\u0628\u0644 900 \u0645\u0644\u064a\u0648\u0646 \u062c\u0646\u064a\u0647 \u0641\u064a 2017\u060c \u0641\u064a\u0645\u0627 \u0634\u0643\u0644 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u063a\u064a\u0631 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0639\u0627\u0626\u062f 17.8% \u0645\u0646 \u0635\u0627\u0641\u064a \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u062e\u0644\u0627\u0644 2025.<\/p>\n

\u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u0637\u0631\u062d \u0627\u0644\u0645\u0631\u062a\u0642\u0628<\/strong> <\/span><\/h4>\n

\u064a\u0633\u062a\u0647\u062f\u0641 \u0628\u0646\u0643 \u0627\u0644\u0642\u0627\u0647\u0631\u0629 \u0637\u0631\u062d 30% \u0645\u0646 \u0631\u0623\u0633\u0645\u0627\u0644\u0647 \u0639\u0628\u0631 \u0628\u064a\u0639 4.575 \u0645\u0644\u064a\u0627\u0631 \u0633\u0647\u0645 \u0642\u0627\u0626\u0645 \u0645\u0645\u0644\u0648\u0643\u0629 \u0644\u0628\u0646\u0643 \u0645\u0635\u0631\u060c \u0648\u0630\u0644\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0634\u0631\u064a\u062d\u062a\u064a\u0646\u061b \u0627\u0644\u0623\u0648\u0644\u0649 \u0637\u0631\u062d \u062e\u0627\u0635 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0645\u0624\u0647\u0644\u064a\u0646 \u0645\u062d\u0644\u064a\u064b\u0627 \u0648\u062f\u0648\u0644\u064a\u064b\u0627\u060c \u0648\u0627\u0644\u062b\u0627\u0646\u064a\u0629 \u0637\u0631\u062d \u0639\u0627\u0645 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0641\u064a \u0645\u0635\u0631.<\/p>\n

\u0648\u0641\u0642\u064b\u0627 \u0644\u0628\u064a\u0627\u0646 \u0635\u0627\u062f\u0631 \u0639\u0646 \u0627\u0644\u0628\u0646\u0643\u060c \u064a\u062a\u0648\u0644\u0649 \u00ab\u0633\u064a \u0622\u064a \u0643\u0627\u0628\u064a\u062a\u0627\u0644\u00bb (CI Capital) \u062f\u0648\u0631 \u0645\u062f\u064a\u0631 \u0627\u0644\u0637\u0631\u062d \u0627\u0644\u0631\u0626\u064a\u0633\u064a \u0648\u0627\u0644\u0645\u0646\u0633\u0642 \u0627\u0644\u062f\u0648\u0644\u064a\u060c \u0641\u064a\u0645\u0627 \u062a\u0639\u0645\u0644 \u00ab\u0625\u064a \u0625\u0641 \u062c\u064a \u0647\u064a\u0631\u0645\u064a\u0633\u00bb (EFG Hermes) \u0645\u062f\u064a\u0631\u064b\u0627 \u0644\u0644\u0637\u0631\u062d \u0648\u0645\u0646\u0633\u0642\u064b\u0627 \u062f\u0648\u0644\u064a\u064b\u0627.<\/p>\n

\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0625\u062a\u0645\u0627\u0645 \u0627\u0644\u0627\u0643\u062a\u062a\u0627\u0628 \u0623\u0648\u0627\u062e\u0631 \u0623\u0643\u062a\u0648\u0628\u0631 \u0648\u0628\u062f\u0621 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u062e\u0644\u0627\u0644 \u0646\u0648\u0641\u0645\u0628\u0631\u060c \u0631\u0647\u0646\u0627\u064b \u0628\u0627\u0633\u062a\u064a\u0641\u0627\u0621 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0648\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0627\u062a \u0627\u0644\u0631\u0642\u0627\u0628\u064a\u0629 \u0627\u0644\u0644\u0627\u0632\u0645\u0629.<\/p>\n","excerpt":"\u0645\u0639 \u0625\u0639\u0644\u0627\u0646 \u0628\u0646\u0643 \u0627\u0644\u0642\u0627\u0647\u0631\u0629 \u062e\u0637\u0629 \u0637\u0631\u062d 30% \u0645\u0646 \u0623\u0633\u0647\u0645\u0647 \u0641\u064a \u0627\u0644\u0628\u0648\u0631\u0635\u0629 \u0627\u0644\u0645\u0635\u0631\u064a\u0629\u060c \u0628\u0639\u062f \u0633\u0646\u0648\u0627\u062a \u0645\u0646 \u0627\u0644\u062a\u0631\u0642\u0628 \u0644\u0647\u0630\u0647 \u0627\u0644\u062e\u0637\u0648\u0629\u060c \u062a\u062a\u062c\u0647 \u0627\u0644\u0623\u0646\u0638\u0627\u0631 \u0625\u0644\u0649 \u062a\u0637\u0648\u0631 \u0623\u062f\u0627\u0621 \u0627\u0644\u0628\u0646\u0643 \u062e\u0644\u0627\u0644 \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u0623\u062e\u064a\u0631\u0629\u060c \u0645\u0646 \u062d\u064a\u062b \u0646\u0645\u0648","author":"heba","featured_media":139649,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":false,"meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[{"term_id":181,"name":"\u0623\u062e\u0628\u0627\u0631","slug":"%d8%a3%d8%ae%d8%a8%d8%a7%d8%b1","term_group":0,"term_taxonomy_id":181,"taxonomy":"category","description":"","parent":0,"count":21581,"filter":"raw","term_order":"0","cat_ID":181,"category_count":21581,"category_description":"","cat_name":"\u0623\u062e\u0628\u0627\u0631","category_nicename":"%d8%a3%d8%ae%d8%a8%d8%a7%d8%b1","category_parent":0},{"term_id":17767,"name":"\u0628\u0646\u0648\u0643","slug":"%d8%a8%d9%86%d9%88%d9%83","term_group":0,"term_taxonomy_id":17767,"taxonomy":"category","description":"","parent":0,"count":511,"filter":"raw","term_order":"0","cat_ID":17767,"category_count":511,"category_description":"","cat_name":"\u0628\u0646\u0648\u0643","category_nicename":"%d8%a8%d9%86%d9%88%d9%83","category_parent":0}],"tags":[{"term_id":23484,"name":"\u0627\u0644\u0623\u0647\u0644\u064a 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